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Today, two thirds of American adults cannot pass a basic financial literacy test; nearly half can’t cover a minor emergency, and a third have no money saved for retirement. This means that much of the US population may be at serious economic risk now or later in their lives. Providing all Americans with financial education in grade school, the workplace, and communities will help improve economic security for everyone. This leads to many important and lasting benefits: 

 Improved financial wellness for everyone, now and in the future. 

 Ways to break the cycle of generational poverty .

 Increased likelihood that young people will attend college. 

 Reduced wealth gaps for improved social and economic justice. 

 Increased financial independence.  

 Healthier, more prosperous communities. 

 Is an essential tool during an economic crisis.